body{
margin:0px 0px 0px 0px;
font-family:Verdana, Arial, Helvetica, sans-serif;
color:#000000;
background-color:#E1E1E1;
}

.top_bg{
background-image:url(top_bg.gif);
background-repeat:repeat-x;
height:45px;
background-position:top;
}

.matter{
font-size:11px;
color:#525151;
text-align:justify;
line-height:18px;
}

.matter_heading{
font-size:15px;
font-weight:bold;
color:#8A0005;
}

.black_heading{
font-size:14px;
font-weight:bold;
color:#000000;
}

.a:link{
font-size:12px;
font-weight:bold;
color:#525151;
text-decoration:none;
}

.a:visited{
font-size:12px;
font-weight:bold;
color:#525151;
text-decoration:none;
}

.a:hover{
font-size:12px;
font-weight:bold;
color:#8A0005;
text-decoration:none;
}
.download:link{
font-size:10px;
font-weight:bold;
color:#525151;
text-decoration:none;
}

.download:visited{
font-size:10px;
font-weight:bold;
color:#525151;
text-decoration:none;
}

.download:hover{
font-size:10px;
font-weight:bold;
color:#8A0005;
text-decoration:none;
}